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SIGNATURE LOANS loan terms and supply some details that are final. Many loans lis

Borrow as much as $50K unsecured

Personalised prices from 6.99per cent p.a. В№

Apply now obtain a quote Won’t affect your credit history

Canstar champion 5 years in a line
Harmoney Investor Center

Browse our Investor Centre to see our prospectus also to find out about Harmoney.

Exactly exactly just just What our clients state

YEAH RIGHT. That title is thought by me belongs to HARMONEY. Many thanks Harmoney. Whenever are you currently banking that is starting? Auckland, brand brand brand NEW ZEALAND

Simple, 100% online

1. Get to know you

Inform us regarding your loan and offer us some facts about your self as well as your funds.

2. Get the loan terms

We offer you step-by-step loan terms along with your interest, borrowing limitation, and repayments.

3. Get the cash

Accept your loan terms and offer some last details. Many loans placed in the market are completely funded in 24 hours or less.

That which we provide

$2K – $50K
Loan restrictions
3 or five years
Loan terms
$200 or $450
Establishment cost
Early payment cost
  • All loans are unsecured
  • Prices from 6.99per cent p.a. – 24.69% p.a. В№
  • Your price is fixed when it comes to full life of the mortgage
  • You are able to repay regular, fortnightly or month-to-month
  • Establishment charge of $200 for loans under $5,000 ВІ
  • Establishment cost of $450 for loans $5,000 and over ВІ
Get yourself an estimate that is quick

Get an instant notion of your interest along with your repayements utilizing our loan that is personal calculator.

Have the loan that actually works for your needs

Save money time residing much less time finding out simple tips to pay money for things you need.


No queues with no dependence on embarrassing in person conferences.


Interest levels derive from your credit that is individual assesment maybe not one-size-fits-all.

100% ONLINE – 24/7

As soon as your loan is authorized the cash will take your bank account in 1-3 company times.

Kinds of signature loans

Assist for nearly whatever you require.


Effortlessly combine your outstanding debts into one payment that is easy one fixed rate of interest.


Fretting about investing in training isn’t any assistance if you are attempting to learn. Reduce stress by addressing costs with a scholarly training loan.


Got your attention on that used or new automobile? Our car finance often helps enable you to get away on the highway.


Generate memories utilizing the trip of an eternity. See household, your favourite travel location, or someplace you have constantly desired to get.


A marriage loan will allow you to attain just what in store for the big day.


Whether you have a company or are beginning a unique one, a personalised company loan can help you kickstart your growth.


A medical loan usually takes the stress away and stress of medical center costs and invite you to definitely entirely concentrate on your quality of life.


A house enhancement loan may help you attain the living spaces that you’ve got imagined of experiencing.

We are genuine individuals and we also’re right here if you’d like us

If you’d like assistance, simply call us on 0800 427 666 or hop on to online talk and another of our significantly more than 30 experts will likely to be here to help.

Conditions and terms

1. Susceptible to funding and approval. Harmoney’s interest levels cover anything from 6.99% p.a. to 24.69per cent p.a. consequently they are provided on the basis of the specific borrower’s credit assessment based on Harmoney’s credit scorecard. To be approved and list your loan you have to fulfill Harmoney’s credit requirements and accountable financing needs. Charges, costs, stipulations use. 99% of loan requests are funded within a day of loans terms being accepted (according to loans submitted in 2018) .

2. Establishment charge of $200 for loans from $2,000 to below $5,000 and $450 for loans from $5,000 to $50,000 . Fixed prices cover anything from 6.99% p.a. to 24.69% p.a. on 36 to 60 thirty days terms, without any very early payment charges.

Harmoney Limited (FSP373486), Harmoney Nominee Limited (FSP5904148) and Harmoney Services Limited (FSP593769) are certified to produce a peer to peer financing service under role 6 of this Financial Markets Conduct Act, 2013. The conditions of those licences imposed by the Financial Markets Authority are posted on www.business.govt.nz/fsp.

Harmoney Limited, Harmoney Nominee Limited and Harmoney Services Limited are registered beneath the Financial Service services (Registration and Dispute Resolution) Act 2008.